Parties

This User Agreement (“Agreement”) is entered into by and between PayZila (hereinafter referred to as “PayZila”), located in Dubai, and the individual signing up as a platform user accessing https://payzila.io/ (hereinafter referred to as the “User”). The Agreement becomes effective upon the User's acceptance in electronic form and remains in force until terminated by the parties in accordance with the procedures set forth in the Contract.

Definitions

PayZila: PayZila is managed by a Dubai-based company located in Dubai.

Cryptocurrency: Digital assets that allow for secure transactions in a cryptographic and encrypted manner, with an additional virtual money supply, are referred to as cryptocurrency. Cryptocurrencies are alternative currencies; they are virtual and digital.

Cryptocurrency Wallet: A computer file that contains the User's cryptocurrency addresses and their passwords, enabling transfers between these addresses. Cryptographic addresses are randomly generated cryptographic public key pairs.

User: A real person who is a member of the Site and benefits from the services provided by PayZila.

Site: An internet site consisting of https://payzila.io/ and sub-domains connected to this domain name.

Purpose

This Terms of Use agreement governs the mutual rights and obligations between the User, a member of the Site, and PayZila, when accessing the services provided on the site. The PayZila website is a buying and selling platform where users buy and sell to each other within the site, with the site mediating these transactions. Prices on the site are determined by the supply-demand relationship and cannot be set by PayZila.

Commencement

This agreement begins when the User becomes a member of the site electronically. The User agrees to read and accept all the provisions of this Contract separately while becoming a member of the Site.

Rights and Responsibilities of Parties

User Information: The User agrees to provide PayZila with complete, accurate, and up-to-date information as requested to access the platform's tools. PayZila reserves the right to revoke, suspend, or cancel the User’s account if the information provided is incomplete or inaccurate. The User acknowledges that in such cases, they will have no recourse or claims against PayZila.

Account Establishment: The User is allowed to establish only one User account. Creating a second account using the same or different information after the suspension or termination of an account by PayZila is prohibited. If the User is found to have violated this rule, all accounts belonging to the User may be canceled, and the creation of a new account may be prevented. The User must provide accurate identification information, including but not limited to identity card, invoices, passport, driving license, title deed, birth certificate, bank account book. PayZila reserves the right to refuse to open a User's account at its discretion.

Intellectual Property Rights: All intellectual and industrial rights related to the services on the website, including software codes, domain names, content, interfaces, product reviews, videos, drawings, algorithms, models, and designs, belong to PayZila. The User is not allowed to reverse engineer, copy, reproduce, or disclose any services provided by PayZila. Any violation of these provisions may result in the unilateral and justified termination of the contract, with all legal and criminal liability belonging to the User.

Compliance: The User agrees to comply with this Agreement, its annexes, applicable legislation, and other rules and conditions specified on the site.

Age Requirement: The User declares that they are over 18 years old to use the site and acknowledges liability for any damage caused by submitting inaccurate age information. PayZila reserves the right to terminate the contract, cancel, revoke, or suspend the User's account without notice if false information is detected.

Information Accuracy and Confidentiality: The User is responsible for the correctness, accuracy, and confidentiality of all information provided during registration and agrees not to share their password or username with any third party. The User accepts that PayZila is not liable for any damages arising from these circumstances.

Use of Cryptocurrency: PayZila cannot monitor how cryptocurrency purchased through the site is used, where it is transferred, or if it is used illegally or criminally. PayZila is not responsible for any damages or losses arising from the misuse of cryptocurrency by the User or third parties. The User agrees to indemnify PayZila for any damages incurred and to pay default interest if such damages are not compensated.

Account Security: Users are responsible for ensuring the security of their accounts. It is recommended to use a strong, unique password, refrain from sharing usernames or passwords, use the password exclusively for the PayZila website, always connect via HTTPS, and verify the website address. These security measures are recommendations, and PayZila holds no liability for any damages incurred even if these measures are followed.

Account Transfer: Users are prohibited from transferring, selling, or assigning their accounts or rights to third parties, or allowing others to use their membership. PayZila reserves the right to cancel, suspend, or terminate the User’s account in such instances.

Limitation of Liability: PayZila, its directors, employees, and those preparing information on the site shall not be held liable or have any legal or punitive responsibility for any losses or damages arising from the User's fault. The User acknowledges that they have no right to recourse against these individuals under any circumstances.

Independence of PayZila: PayZila is an independent company and is not representative of any similar purchase and sales platforms. PayZila is not responsible for transactions made by the User on any other platform or for any damages or losses arising from such transactions.

Role of PayZila: PayZila acts as a mediator for buying and selling cryptocurrency. Prices on the site are determined by buyers and sellers, not by PayZila. PayZila is not responsible for any damages or losses caused to users due to price changes, and the User agrees not to take any recourse against PayZila in this regard.

Prohibited Activities:

The User agrees not to engage in activities that endanger the security and integrity of the computer and network systems hosting the site, misuse the site in a way that may damage it or other systems, provide unauthorized access to computer systems, or transfer illegal content that may harm third-party or PayZila computer systems. The User is responsible for any damages arising from improper actions and agrees to fully compensate PayZila for any such damages.

Reporting and Resolution of Issues:

Users are required to make diligent efforts to diagnose and understand any issues encountered on the platform before contacting PayZila for assistance. In the event of technical problems, such as server errors or unexpected account movements not due to user error, users must promptly notify PayZila through email. If a user experiences delayed access and cannot perform actions on the platform, they may provide instructions via email for manual processing by PayZila's support team. However, if the user fails to provide clear and understandable instructions, they will be held responsible for any resulting consequences. Instructions sent to PayZila's support team must be fulfilled within 24 hours. PayZila will not be liable for any damages that occur during this 24-hour period. In cases where force majeure prevents the fulfillment of instructions, PayZila shall not bear any responsibility. If a user withdraws or alters their initial instructions within the 24-hour period and provides new instructions, only the second set of instructions will be valid, and the first set will not be executed.

Compliance with Legal Requirements:

Users agree to use the PayZila platform only for legal and regulatory purposes. They acknowledge that any misuse for illegal purposes may result in civil or criminal liability and accept full responsibility for such actions.

Responsibility for Compliance: Users must comply with all applicable laws and regulations while using the PayZila platform. PayZila shall not be responsible for any legal actions taken against users for non-compliance. In such cases, PayZila reserves the right to pursue all legal remedies available and the user shall be liable for any damages incurred, including legal costs and attorney fees.

Handling of Suspicious Transactions: PayZila reserves the right to refund money transfers deemed suspicious. Users are solely responsible for all their actions and transactions on the platform, and PayZila bears no legal or administrative responsibilities in such cases.

Amendment of Deposit and Withdrawal Rules

PayZila has the unilateral right to amend its deposit and withdrawal rules, including all related warnings and guidelines on its help pages and other sections of the platform. By using the platform, users acknowledge that they have read, understood, and agreed to all the terms and conditions.

Requirements for Deposits: Deposits must originate from a bank account registered under the same name as the user. Transfers should be conducted through ATMs or other methods that do not require a physical card. PayZila reserves the right to reject any transfers that do not comply with these requirements.

Transactions Outside Declared Time Limits: PayZila shall not be liable for any losses or damages resulting from transactions conducted outside the declared time limits for deposit and withdrawal transactions.

Handling of Transactions at Unrealistic Prices: In cases where transactions are executed at unrealistic prices due to technical errors, PayZila reserves the right to cancel or reverse these transactions to rectify the system and ensure proper operation. User accounts involved in such transactions may be frozen and canceled during the cancellation and refund process. Users acknowledge that no recourse can be claimed from PayZila for any damages resulting from such transactions.

Security of Cryptocurrencies

PayZila is committed to ensuring the maximum security of cryptocurrencies held in user accounts. Cryptocurrencies belonging to users are stored in environments without an internet connection to mitigate the risk of cyber-attacks. However, users understand and accept that, despite all preventive measures, PayZila cannot provide absolute guarantees against damages resulting from potential attacks.

Platform Integrity: Any unauthorized use, alteration, or interference with PayZila’s platform or systems is strictly prohibited. Users are required to comply with all security measures implemented by PayZila and report any security breaches or suspicious activities immediately.

Prohibition of Unauthorized Commercial Use: Users agree not to use the PayZila platform for any unauthorized commercial purposes, including advertising, selling, or offering services. Any commercial use must be explicitly authorized by PayZila in writing.

Governing Law: This Agreement is governed by the laws of Dubai. Any disputes arising out of or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts in Dubai. Users consent to the personal jurisdiction of these courts for any legal proceedings.

Acceptance of Terms

By creating an account and using the PayZila platform, users acknowledge that they have read, understood, and agreed to all the terms and conditions outlined in this Agreement. Users who do not agree with these terms must discontinue the use of the platform and notify PayZila of their intention to terminate their account.

This Agreement constitutes the entire agreement between the User and PayZila regarding the use of the platform and supersedes any prior agreements or understandings, whether written or oral.